Additional Services

Every member deserves the peace of mind that comes from having the right tools and support for everyday life. That’s why we offer a variety of additional services designed to make managing your money simple, safe, and convenient.

Free Online Banking

It’s secure, simple, and available for you to access your credit union accounts anytime.

  • Check balances and recent transactions

  • Transfer funds between your credit union accounts

  • Access e-Statements

  • Send secure messages to our team

  • Manage and control your debit card(s) anytime

How to sign up:

  • Visit us online at www.kauaiohanafcu.org, click on Online Banking and Enroll Now

  • Complete the Online Enrollment form by providing the requested information.

  • Click Submit at the bottom of the form.  You’ll be notified by one of our staff within two business days.

Bill Payment

Paying your bills doesn’t need to be complicated. With Bill Payment available in Online Banking, you can manage your payments all in one place.

How to sign up:

  • Log into your KOFCU Online Banking

  • Expand the menu selection by clicking on the three lines on the top left

  • Click on Bill Pay

  • Select a challenge phrase

  • Enter a challenge response

  • Review the Terms and Conditions of the Bill Payment Service

  • Click Yes then Submit

  • Click Continue on the Welcome screen to be presented with the Bill Pay menu.  You may now proceed and schedule a payment, add payees, etc.

Free Mobile Banking

The Kauai Teachers FCU Mobile App is a secure, simple, and convenient app that allows you to manage your credit union accounts anytime, right from your smartphone or tablet.

  • Check balances and recent transactions

  • Transfer funds between your credit union accounts

  • Access e-Statements

  • Manage and control your debit card(s) anytime

Mastercard® Debit Card

Your debit card is more than just a way to pay—it’s your connection to easy access and control.

  • Free for members with a Share Draft account

  • Manage and control the usage of your debit card on your phone or tablet with the credit union’s SecureCard app.

  • Access thousands of surcharge-free ATMs Nationwide.

Surcharge-Free ATMs Nationwide

Partnership with CO-OP Network and access to 30,000+ Surcharge-free ATMs Nationwide.

CO-OP ATMs Locator Tools

  • Visit co-opatm.org

  • Text your zip code to 91989

  • Download the CO-OP ATM Locator from your smartphone

  • Call #1-888-748-3266

Direct Deposit

Have your funds available in your Kauai Ohana FCU account as soon as your payment is issued. Direct Deposit provides instant access to your paycheck, pension, government benefits, or other payments automatically.

  • Quick and easy access to your funds

  • Secure and reliable


To sign up, provide the credit union’s routing and transit #321379928 and your account number to your employer.

Loan Payment Center

Make payments to your Kauai Ohana FCU loans from your checking or debit card at other financial institutions online with a secure process and at your convenience.

  • Avoid late fees and missed payments

  • No checks or mailing required

  • Set up one-time or recurring payments

E-Statements

Simplify your record-keeping and go paperless with e-Statements, available in both Online

Banking and our Mobile App.

  • To sign up, send us a message from our website, Online Banking, or Mobile App.

  • Your statements remain stored and accessible for at least 2 years.

Overdraft Protection

Life happens, and your ohana is here to help you avoid the stress of returned payments. With Overdraft Protection, funds are automatically transferred from your Regular Share or another account if needed.

  • Once you sign up, coverage remains in place until you cancel

  • No set limit, as long as funds are available

Notary Service

As part of our commitment to serving members as our ohana, we offer free notary service. Schedule an appointment with us, and we’ll take care of the rest.